The best Side of 228 loan
The best Side of 228 loan
Blog Article
suggests any firm that controls, is managed by, or is below common Command with An additional company. The phrase “Handle” has the indicating provided to that phrase in twelve U.
(one) Consideration in the dollar volume with the limited intent lender's Neighborhood development loans and community improvement investments that advantage or provide the power-dependent assessment location; and
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
(B) The Board evaluates the small financial institution with the analysis period previous the lender's subsequent CRA assessment pursuant on the Retail Lending Test in § 228.22 and carries on evaluations below this overall performance exam for subsequent analysis durations right up until the lender opts out.
(i) Why the bank's business model is outside the house the scope of, or inconsistent with, one or more components of the overall performance checks that could use within the absence of the accredited program;
(i) All the data required for the lender's general public file has to be maintained at the primary Business office and, if an interstate bank, at a single branch Workplace in each State; and
이 글에 공감한 블로거 열고 닫기 댓글 쓰기 이 글에 댓글 단 블로거 열고 닫기
A bank need to delineate a number of facility-primarily based assessment areas within which the Board evaluates the bank's document of helping to fulfill the credit score requirements of its overall Local community pursuant for the general performance tests and strategic plan explained in § 228.21.
The Board assigns conclusions to a large financial institution's or limited goal financial institution's general performance over the relevant assessments explained in paragraph (a) of the area pursuant to § 228.28 and appendix C to this component. The Board assigns conclusions to a little lender's or intermediate financial institution's efficiency about the relevant tests described in paragraph (a) of the read more area pursuant to § 228.
Pursuant to § 228.28 and paragraph f of appendix D to this aspect, the Board incorporates the conclusions of the bank evaluated underneath an authorized prepare into its Point out or multistate MSA scores, as relevant, and its institution score, accounting for paragraph g.2 of appendix D to this component, as relevant.
(A) A lender could specify annual measurable aims for Neighborhood advancement loans, Group growth investments, or each. The lender should base any annual measurable aims as being a share or ratio from the financial institution's Local community advancement loans and community progress investments for all or sure types of Neighborhood enhancement described in § 228.
When you have questions with the Agency that issued the current document be sure to contact the company specifically.
(i) Impedes its power to conduct in a satisfactory degree under the prepare, for example money constraints because of major gatherings that affect the neighborhood or national financial system; or
(3) The bank might not declare Neighborhood advancement loans or Local community enhancement investments accounting for over its share share (determined by the extent of its participation or investment) of the whole loans or investments produced by the consortium or 3rd party.